Available Finance

1. Residential Finance:

Winrome Capital provides fully featured, low cost loans via its panel of lenders.
We cater for owner/occupiers and investors and we provide home loans to applicants who can fully verify their income and to applicants who cannot (Lo Doc Loans).
We also provide loans to applicants with an impaired credit history (Non -Conforming Loans).

Our Residentail Loan product list includes:

We are specialists at NRAS Finance (Link)

  Read more at the Department of Families, Housing, Community Services and Indigenous Affairs (FaHCSIA) website >>>

 

2. Commercial Finance:

The directors of Winrome Capital have a very strong history in the commercial lending arena.
You can have confidence that when you deal with us, you will have a manager working with you who understands the complex nature of most commercial transactions.
We are resourceful and aim to provide a rapid response to business enquiries.

Winrome Capital has financial partnerships with a number of quality lenders which allow us to source the best commercial loan for your needs.

We have a number of sources of mezzanine finance (conditions apply) for those projects that don’t sit within normal senior lending parameters.

3. Self Managed Super Fund Finance:
Winrome Capital are experts in the lending arena for SMSF and have relationships with all the active lenders in this space. We can arrange:

Ask us about sourcing any documentation you need for a SMSF loan transaction.
We can arrange the cost effective establishment of SMSF materials, Custody (bare) Trust deeds and related party loan documentation.
We are non-prescriptive, so long as it complies, advisors can use their own materials.

Most accountants and financial planning advisers recognise the benefits of SMSF loans for certain of their clients, but run scared of the cost and the unreliable service standards of the lending banks. We understand these issues and have paired back our lending panel to those that will deliver reasonable cost SMSF Loans and provide approvals in a sensible time-frame.

Note: You should seek independent advice from your accountant and/or financial planner in considering whether borrowing through your SMSF is appropriate to your circumstances, needs and objectives. You must undertake your own enquiries in determining if the structures involved in borrowing through a SMSF meet your requirements with regard to your legal position, investment strategies and taxation.

4. Leasing Finance

Winrome Capital offers a wide range of equipment finance products. These include:

Winrome’s Directors have a wealth of experience in designing and providing equipment finance solutions to your clients and customers with a focus on providing a straight forward application, approval and settlement process. We will ensure that finance is available in a timely manner and at competitive terms and conditions.

Through our relationship with a number of lenders we are able to provide equipment finance which provides you with a seamless sales process and your customer a competitive finance product.